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  <xs:element id="hood_ProgramAgreementInterestRateMarginAxis" abstract="true" name="ProgramAgreementInterestRateMarginAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="hood_ProgramAgreementInterestRateMarginDomain" abstract="true" name="ProgramAgreementInterestRateMarginDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hood_InterestRateMarginOneMember" abstract="true" name="InterestRateMarginOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hood_InterestRateMarginTwoMember" abstract="true" name="InterestRateMarginTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hood_March2024CreditFacilityMember" abstract="true" name="March2024CreditFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hood_LineOfCreditFacilityIncreaseLimit" abstract="false" name="LineOfCreditFacilityIncreaseLimit" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hood_ProgramAgreementCustomerAdvanceLimit" abstract="false" name="ProgramAgreementCustomerAdvanceLimit" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hood_ProgramAgreementCustomerAdvanceLimitThreshold" abstract="false" name="ProgramAgreementCustomerAdvanceLimitThreshold" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hood_ProgramAgreementOutstandingAmount" abstract="false" name="ProgramAgreementOutstandingAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hood_SecuritiesTransactionsSettlementDateBasisEquities" abstract="false" name="SecuritiesTransactionsSettlementDateBasisEquities" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hood_SecuritiesTransactionsSettlementDateBasisOptions" abstract="false" name="SecuritiesTransactionsSettlementDateBasisOptions" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hood_Tranche1ConvertibleNoteHoldersMember" abstract="true" name="Tranche1ConvertibleNoteHoldersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hood_EquityIncentivePlan20132020And2021Member" abstract="true" name="EquityIncentivePlan20132020And2021Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hood_EquityIncentivePlan2021Member" abstract="true" name="EquityIncentivePlan2021Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hood_MarketBasedRestrictedStockUnitsRSUsMember" abstract="true" name="MarketBasedRestrictedStockUnitsRSUsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hood_NumberOfClassesCommonStock" abstract="false" name="NumberOfClassesCommonStock" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="hood_CommonStockVotingRightsNumberOfVotes" abstract="false" name="CommonStockVotingRightsNumberOfVotes" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="hood_WarrantsAndRightsMaximumPurchaseAmount" abstract="false" name="WarrantsAndRightsMaximumPurchaseAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hood_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesReservedForIssuance" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesReservedForIssuance" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="hood_TimeBasedRestrictedStockUnitsRSUsMember" abstract="true" name="TimeBasedRestrictedStockUnitsRSUsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hood_MarketBasedRestrictedStockUnitsRSUsEligibleToVestMember" abstract="true" name="MarketBasedRestrictedStockUnitsRSUsEligibleToVestMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hood_MarketBasedRestrictedStockUnitsRSUsNotEligibleToVestMember" abstract="true" name="MarketBasedRestrictedStockUnitsRSUsNotEligibleToVestMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hood_FormerChiefCreativeOfficerMember" abstract="true" name="FormerChiefCreativeOfficerMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hood_BrokerageAndTransactionExpenseMember" abstract="true" name="BrokerageAndTransactionExpenseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hood_TechnologyAndDevelopmentExpenseMember" abstract="true" name="TechnologyAndDevelopmentExpenseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hood_ShareBasedPaymentArrangementExpenseReversal" abstract="false" name="ShareBasedPaymentArrangementExpenseReversal" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hood_DilutiveSecuritiesEffectOnBasicEarningsDilutiveEffectOfReallocationOfNetIncomeToCommonStock" abstract="false" name="DilutiveSecuritiesEffectOnBasicEarningsDilutiveEffectOfReallocationOfNetIncomeToCommonStock" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hood_IncrementalCommonSharesAttributableToDilutiveEffectOfConversionOfCommonStock" abstract="false" name="IncrementalCommonSharesAttributableToDilutiveEffectOfConversionOfCommonStock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="hood_LesseeSupplementalCashFlowInformationAbstract" abstract="true" name="LesseeSupplementalCashFlowInformationAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hood_PutativeSecuritiesFraudClassActionLawsuitMember" abstract="true" name="PutativeSecuritiesFraudClassActionLawsuitMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hood_StateRegulatoryMattersMember" abstract="true" name="StateRegulatoryMattersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hood_RobinhoodCryptoMattersMember" abstract="true" name="RobinhoodCryptoMattersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hood_MassachusettsSecuritiesLawViolationsMember" abstract="true" name="MassachusettsSecuritiesLawViolationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hood_LossContingencyAdditionalDamagesSoughtValue" abstract="false" name="LossContingencyAdditionalDamagesSoughtValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hood_LossContingencyPlaintiffClaimsNumberOfTranches" abstract="false" name="LossContingencyPlaintiffClaimsNumberOfTranches" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="hood_DanielGallagherMember" abstract="true" name="DanielGallagherMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
